Home Equity & Mortgage Rates

Put some possibility behind your address.

Mortgage Loans Home Equity Loans & Lines of Credit
Home Equity & Mortgage Rates

Put some possibility behind your address.

Mortgage Loans Home Equity Loans & Lines of Credit

Home Equity & Mortgage Rates

Put some possibility behind your address.

Mortgage Loans Home Equity Loans & Lines of Credit

From buying a home to making more of the one you have.

A home can open the door to plenty of what’s next. Financial Center offers competitive Mortgage, Home Equity Loan, and Home Equity Line of Credit rates to help you buy, renovate, consolidate debt, or put your equity toward something big. It’s one more way we help members across Indiana make confident moves with the place they call home.

First Lien Position

Effective Date: 10/01/2026
Products
Fixed APR as low as
Sample Loan Amount
Sample Monthly Payment Amount
15 Year Fixed 6.25% $160,000 $1,372.00
10 Year Fixed 6.00% $160,000 $1,776.00

Second Lien Position

Effective Date: 10/01/2026
Products
Fixed APR as low as
Sample Loan Amount
Sample Monthly Payment Amount
15 Year Fixed 7.25% $160,000 $1,461.00
10 Year Fixed 7.00% $160,000 $1,858.00

Home Equity Line of Credit

Effective Date: 10/01/2026
Description
Loan to Value
Home Equity Line of Credit (Variable Rate) 7.00% Up to 90%

Mortgage Rates

Effective Date: 09/01/2026
Products
Rates
Rates as low as
Available Terms
Fixed-Rate Mortgage4 7.125% 30 year, 20 year, 15 year, 10 year
Adjustable-Rate Mortgage (ARM)5 6.000% 5/6 ARM - 10 year, 15 year, & 30 year
7/6 ARM - 30 year
Jumbo Mortgage4 7.125% 30 year, 20 year, 15 year, 10 year

Financial Center First Credit Union membership required. Loans subject to credit approval and underwriting guidelines. Other conditions or restrictions may apply. Not all borrowers will qualify. Offer subject to change or end at any time without notice. Promoted rate applies to eligible Loyalty Rewards members with Level 3 | Peak. Property insurance is required, flood insurance may be required. Lender NMLS #509724. Equal Housing Opportunity.

  1. APR - Annual Percentage Rate and sample monthly payment amounts based on borrower credit score of 780 or higher, single-family owner-occupied property, estimated property value of $230,000 and first lien position home equity loan amount of $160,000.

  2. APR - Annual Percentage Rate and sample monthly payment amounts based on borrower credit score of 780 or higher, single-family owner-occupied property, estimated property value of $230,000 and second lien position home equity loan amount of $160,000.

  3. APR - Annual Percentage Rate based on borrower credit score of 780 or higher and loan-to-value equal to or less than 80%, single-family owner-occupied property in second lien position. APR is variable and based upon an index and margin, will vary with Prime Rate (index) as published in the Wall Street Journal, and will never exceed 18%. Applicable margin from -0.50% to +6.25%. Additional rate discounts may apply. During the 5-year draw period, minimum payments may be interest-only and may not reduce the principal balance. At the end of the draw period, outstanding balances will be repaid over a 10-year repayment period, during which monthly payments may increase.

  4. Rate shown reflects a 30-year fixed-rate mortgage with a 1-point discount. Additional terms, conditions, and qualifications apply. Compliance-approved disclosure language to be added.

  5. All loans subject to credit approval. Subject to underwriting guidelines. Lender NMLS #509724. Financial Center First Credit Union membership required. Equal Housing Lender.