Overdraft Line of Credit

Some expenses give you plenty of notice. Others just show up. An Overdraft Line of Credit gives you ongoing access to funds without requiring collateral – so you have another option when your checking balance needs backup or something unexpected lands on your plate.

A Overdraft Line of Credit can help you:

• Access funds as you need them instead of borrowing one lump sum
• Use your available credit again as you pay down your balance
• Skip the collateral with an unsecured line of credit
• Make payments when you’ve borrowed funds with no payment when you haven’t used your line

Life doesn’t always follow the budget. Keep an available source of funds for the expenses you planned for – and the ones you definitely didn’t.

• Checking Backup: Use your line of credit as overdraft protection for your checking account when your balance comes up short.
• Unexpected Expenses: Car repair on Monday. Broken appliance on Thursday. Access funds when an expense decides it can’t wait.
• Larger Bills: Put your available credit toward tuition, taxes, holiday expenses, or another larger cost you’d rather not cover all at once.
• Whatever Comes Next: Plans change. Priorities shift. Your available line of credit gives you another way to cover expenses as they come up.