Borrow with Confidence

Overdraft Line of Credit & Personal Loan Rates

Plan for the expense – or the unexpected.

Personal Loans Overdraft Lines of Credit

When your money needs a little backup.

A big purchase you saw coming. An expense you definitely didn’t. Financial Center offers competitive Personal Loan and Overdraft Line of Credit rates to give members across Indiana added flexibility when there’s a little more on the to-do list – or a little less in the Checking Account than expected.

Overdraft Lines of Credit

Effective Date: 10/01/2026
Description	Current APR^{Notice 1} APR as low as
Overdraft Line of Credit (Unsecured Line of Credit)	13.74%

Personal Unsecured Loans

Effective Date: 10/01/2026
Description	Maximum Terms	Current APR^{Notice 2} Fixed APR as low as
Personal Unsecured Loan (Term Note)	Term Varies	9.99%

APR – Annual Percentage Rate. All loans and lines of credit subject to credit approval and underwriting guidelines. Rates subject to change and may vary based on borrower creditworthiness and length of term. Other conditions or restrictions may apply. Financial Center First Credit Union membership required. Loans and lines of credit subject to credit approval and underwriting guidelines. Other conditions or restrictions may apply. Not all borrowers will qualify. Offer subject to change or end at any time without notice.

APR - Annual Percentage Rate is based on borrower credit score of 780 or higher. APR is variable and based upon an index and margin, will vary with Prime Rate (index) as published in the Wall Street Journal, and will never exceed 25%.
APR - Annual Percentage Rate is fixed and based on borrower credit score of 780 or higher. Promoted rate applies to eligible Loyalty Rewards members with Level 3 | Peak.