Business Certificates

Enjoy, guaranteed fixed-rate earnings.

Save for a few months

or several years.

Your business funds can work overtime, too.

New equipment. A future expansion. A little extra cushion. Whatever your business is planning for, a Certificate can put money you don’t need today to work earning a fixed rate until you’re ready for what’s next.

With a Business Certificate, you can:

Lock in a competitive rate for the full term
Start with a $500 minimum deposit^{Notice 1}
Choose from terms ranging from a few months to several years
Know what your money is earning along the way
Reinvest, transfer, or withdraw your funds when the Certificate matures

Why Financial Center?

Your business has plans for today and plenty more for tomorrow. Financial Center pairs competitive rates with local expertise to help you decide where your extra funds can do the most for your business.

Competitive rates

to put idle business funds to work.

Flexible term options

that can fit different goals and timelines.

Local support

when you want to talk through your savings strategy.

Frequently asked questions

Whether you're starting a new business or switching financial institutions, our Business Banking team is here to help you find the right solutions for your business.

To open an account, you'll typically need:

Your business formation documents
Your Employer Identification Number (EIN) or Tax Identification Number (TIN)
A valid government-issued photo ID for each authorized signer

We offer business savings products, Digital Banking, lending solutions, and more to support your business at every stage of growth.

APY = Annual Percentage Yield. Minimum of $500 opening deposit to open a Business Certificate. Fees or penalty for early withdrawal may reduce earnings.

Your business funds can work overtime, too.

Why Financial Center?

How do I get started with business banking?

Built for the future. Ready for today.