Review Your Credit

Keep up with one of the most important numbers in your life.

Review Your Credit

Keep up with one of the most important numbers in your life.

Meet SavvyMoney.Notice 1

It puts your credit score, report, personalized insights, and helpful tools right at your fingertips in Digital Banking – all at no cost.

Review Your Credit

Keep up with one of the most important numbers in your life.

One number that can change what's next.

Your credit score often stays in the background, quietly influencing some of life's biggest decisions. Whether you're buying a home, financing a car, or applying for a credit card, knowing where you stand can help you move forward faster.

Track your score, monitor your credit, and discover ways to improve it – all at no cost in Digital Banking.Notice 1

So much more than just your score.

Checking your score is just the beginning. SavvyMoneyNotice 1, a free benefit of being a Financial Center member, gives you the tools to better understand your report and improve your score – all in just a couple of clicks.

When you enroll in Digital Banking, you’ll automatically enjoy the ability to:

  • Check your credit score anytime with daily updates
  • Get notified when something changes
  • Understand what's helping and hurting your credit
  • Keep an eye on your progress as your score grows
  • See which factors are having the biggest impact on your score
  • Know where you stand before you apply or refinance a loan
  • View personalized offers for you and your borrowing needs

Give your next move a trial run.

We don’t have a crystal ball, but SavvyMoney’s Credit Score Simulator comes pretty close. See how paying down a loan, opening a new credit card, closing an account, and other financial moves could impact your score – before you make them.

Three digits with a big impact.

Your credit score is a number between 300 and 850 that helps lenders understand how you've managed your financial obligations over time. In general, the higher your score, the more opportunities you may have – and the more you could save with competitive rates.

A few things to keep in mind:

  • Checking your own score won't hurt your credit
  • Payment history has the biggest impact on your score
  • Your score can change as new information is reported
  • A stronger score can help you qualify for more competitive rates
  • It’s important to review your credit often and look for inaccuracies
  1. The credit score provided is intended to help you understand the factors that affect your credit score, and ways you may be able to save money with Financial Center First Credit Union loan products. It is not used for loan approval purposes, or for determining loan rates. Loan rates and approvals are based on information provided to the credit union when you apply for a loan. The credit score found in the credit report may be different than the credit score you see here. The offers presented are not offers to lend. Terms and conditions and offers are subject to change at any time. The data and valuations are provided as is without warranty or guarantee of any kind, either express or implied, including without limitation, any warranties or merchantability or fitness for a particular purpose. The existence of the subject property and the accuracy of the valuations are estimated based on available data and do not constitute an appraisal of the subject property and should not be relied upon in lieu of underwriting or an appraisal.