Health Savings Products

For the checkups. And the curveballs.

Open an Account Explore HSA Rates

Health Savings Products

For the checkups. And the curveballs.

Open an Account Explore HSA Rates
Save expenses

for qualified medical, dental, and vision.

Keep unused funds 

year after year.

Health Savings Products

For the checkups. And the curveballs.

Open an Account Explore HSA Rates

Save for the expected. And unexpected.

A Health Savings Account (HSA) helps you put money aside specifically for healthcare expenses while enjoying valuable tax advantages.1 If you’re enrolled in an eligible high-deductible health plan, it can be a smart way to prepare for today’s appointments and tomorrow’s unknowns. 

With an HSA, you can:

  • Save ahead for qualified medical, dental, and vision expenses
  • Keep every unused dollar year after year, even if you change employers
  • Earn a competitive rate on the money you save
  • Pay for qualified expenses with your HSA Visa® Debit Card
  • Start with no minimum balance or setup fee

Money in. Healthcare costs out.

Your HSA is designed to make funding and using your healthcare dollars simple.

Open an HSA
Add money your way
Through payroll direct deposit or transfers from Financial Center or another financial institution.
Bring an HSA
With you by transferring funds from an existing HSA provider.
Use your funds when you need them
With your HSA Visa® Debit Card, Digital Banking transfers, network ATMs, HSA checks, or at a Financial Center location.

More ways to manage your HSA.

Your HSA starts with a HSA Savings Account, but you have options for how you access, save, and grow your healthcare dollars including:

HSA Savings

Every HSA starts here. Your Savings Account opens automatically, giving your healthcare dollars a place to earn while staying ready for qualified expenses.

HSA Checking

Add Checking when you want an easy way to spend from your HSA. Keep funds ready for qualified healthcare expenses and access them when you need them, using your debit card.

HSA Money Market

Have a larger balance you still want within reach? A Money Market gives your HSA savings more earning potential while keeping funds accessible.

HSA Certificates

Have HSA dollars you don’t expect to use anytime soon? Lock in a competitive rate for a set term and give that money more time to grow.

HSA Investments

Thinking further ahead? Once you've saved at least $1,000, you can invest a portion of your HSA balance for more long-term growth potential through Devenir.2

  • Choose from a variety of mutual funds to match your investment goal
  • Manage everything online – track investments, make trades, and adjust contribution
  • Move money when you need it between your HSA investments and available HSA funds.

Your health matters. So does planning for it.

Have an HSA question or want help figuring out your options? Our team is here to help at 317.916.7705 or [email protected].

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Frequently asked questions

View All FAQs

A Health Savings Account (HSA) helps you save for qualified medical expenses while enjoying valuable tax advantages.

You must be enrolled in a qualified high-deductible health plan to open an HSA, even if your employer is not directly affiliated with Financial Center. Funds can be used for eligible medical, dental, and vision expenses, get rolled over from year to year, and may be invested after your balance reaches $1,000.

You've got healthcare savings covered. Now, on to everything else!

From everyday purchases to managing your money on the go, the right Checking Account gives you a solid foundation for banking your way and lets you expand your relationship with Financial Center.
Checking Options

  1. For specific tax advice, please consult a qualified tax professional. 

  2. Devenir LLC, is a registered investment adviser chosen by Financial Center First Credit Union to research and select the Financial Center First Credit Union HSA Investment Account mutual fund investment options. Devenir’s investment selection methodology screens the plan’s mutual fund options on a number of criteria, which includes, but is not limited to, total fund performance, category ranking by Morningstar and track record. Devenir periodically reviews and may recommend changes in the group of mutual funds available in the Financial Center First Credit Union HSA Investment Account if a particular fund no longer meets Devenir’s investment selection criteria. You will not be given separate notice of these changes; however changes to the fund line-up will be reflected on the investment website and on the following quarterly worksheet. Devenir is also the HSA plan record keeper providing access to the investment options through the investment portal. Investments are not guaranteed or insured and may lose value, including the loss of principal. Please consult your tax advisor for information about how investments may affect you. Fees may apply when using Devenir or making certain direct transfers.