Credit Card Rates | IN Visa Credit Cards

Credit that keeps up with real life.

The right Credit Card can give you a little more confidence every time you reach for your wallet. Financial Center Visa^® Credit Cards pair competitive rates with the flexibility to spend, earn rewards, or build credit along the way. It’s another way we help our members across Indiana feel ready for whatever’s next.

Effective Date: 10/01/2026
Description	Current APR APR as low as
Visa^® Elite Rewards^{Notice 1}	13.50%
Empower Secured Visa^® ^{Notice 2}	21.00%

APR – Annual Percentage Rate. All loans and lines of credit subject to credit approval and underwriting guidelines. Rates subject to change and may vary based on borrower creditworthiness and length of term. Other conditions or restrictions may apply. Financial Center First Credit Union membership required. Loans and lines of credit subject to credit approval and underwriting guidelines. Other conditions or restrictions may apply. Not all borrowers will qualify. Offer subject to change or end at any time without notice.

APR - Annual Percentage Rate based on borrower credit score of 780 or higher. APR is variable and based upon an index and margin, will vary with Prime Rate (index) as published in the Wall Street Journal, and will never exceed 25%.
APR - Annual Percentage Rate is fixed and based on borrower credit score of 780 or higher.