Small Business Administration (SBA) Loans

Big plans. Small business. Financing to bring them together.

Email Us

Small Business Administration (SBA) Loans

Big plans. Small business. Financing to bring them together.

Email Us
Enjoy financing 

for real estate, equipment, debt refinance, buyouts, and more.

Explore options 

for loans and lines of credit for new or existing businesses.

Small Business Administration (SBA) Loans

Big plans. Small business. Financing to bring them together.

Email Us

Your business is ready for bigger things.

SBA Loans are designed to help small businesses access financing for needs that may be harder to tackle with a conventional business loan. Depending on the program, that can mean lower down payments, longer terms, and more flexibility. SBA financing may be able to help you:

  • Buy or expand a business
  • Purchase or improve commercial real estate
  • Finance equipment and other major purchases
  • Refinance eligible business debt
  • Access working capital for everyday business needs

Find the SBA Loan that fits your plan.

You don’t need to know which SBA program you need before you call us. That’s our job. Tell us what your business is working toward, and we’ll help you explore the options.

SBA 7(a) Loans

One of the most flexible SBA options, a 7(a) Loan can finance a wide range of business needs – from acquiring another business or buying equipment to real estate, refinancing eligible debt, and working capital.

  • Flexible uses across many business needs
  • Longer repayment terms may help manage cash flow
  • Lower down payment requirements may be available

SBA 504 Loans

Planning a major investment in your business? SBA 504 Loans are designed primarily for long-term fixed assets like commercial real estate and equipment, combining conventional financing with SBA-backed funding.

  • Purchase, construct, or improve eligible commercial real estate
  • Finance eligible equipment, fixtures, and other fixed assets
  • Take advantage of long-term, fixed-rate SBA financing

SBA Express Term Loan

Need financing on a faster timeline? SBA Express offers an expedited process for eligible needs including equipment, real estate, acquisitions, refinancing, and working capital.

SBA Express Line of Credit

Get flexible access to short-term working capital through an SBA-backed line of credit your business can draw from as needs come up.

SBA Export Working Capital Program

For businesses selling internationally, the Export Working Capital Program can provide financing to help support export orders, grow global sales, and pursue new opportunities abroad.

SBA CAPLine 7(a)

Designed for cyclical, recurring, or other short-term working capital needs, CAPLines can give qualifying businesses another way to manage changing cash-flow demands.

Not sure which one fits? Talk to our Business Team!

More help for Indiana business owners.

Building a business takes more than financing. These organizations offer additional education, mentoring, and resources for Indiana entrepreneurs.

Indiana Small Business Development Center

Access no-cost, confidential business advising and resources for starting, growing, financing, or transitioning a business.

SCORE Indianapolis

Connect with experienced business mentors and explore free workshops, webinars, courses, and other resources for entrepreneurs.

Why Financial Center?

SBA financing comes with a few more moving pieces. Our local team can help you understand your options, work through the process, and find financing that fits what your business is trying to accomplish.

SBA lender
with experience navigating SBA financing
Local decision-making
from people who understand Indiana businesses.
One-on-one guidance
throughout the financing process

Good business starts with the right people in your corner.

Our local Business Banking team takes the time to understand how your company works, where you’re headed, and what you need to help get there.

Angel Harris

Account Vice President

Joe Perrin

Director of Commercial Lending

Big moves need everyday flexibility.

Your SBA financing can help with what's ahead. A Business Credit Card can help manage the everyday purchases and expenses along the way.
Business Credit Card

Membership eligibility required. All loans subject to credit approval. Subject to underwriting guidelines. Financial Center First Credit Union NMLS: 509724.