Put your business balances to work.
Put your business balances to work.
Business Rates
Put your business balances to work.
Your business works hard. Your money can, too.
Between money coming in, expenses going out, and funds set aside for what’s next, your business balance is always part of the plan. Financial Center offers competitive Business Checking, Savings, Money Market, and Certificate rates to help Indiana businesses make more of the money they’re managing every day.
Business Accounts
|
Description/Account
|
Balance
|
Dividend Rate
|
APYNotice 1
|
Minimum Balance to Open
|
Minimum Balance to Collect Dividends
|
|---|---|---|---|---|---|
| Business Savings | N/A | 0.05% | 0.05% | $100 | $100 |
| Business Elevated Checking | $0.00 and above | 0.05% | 0.05% | $50 | $0 |
Business Tiered Money Market
|
Balance
|
Loyalty Level
|
Dividend Rate
|
APYNotice 1
|
Minimum Balance to Open & Earn
|
|---|---|---|---|---|
| $1,000 - $9,999.99 | Founder | 0.25% | 0.25% | $1000 |
| Pro | 0.50% | 0.50% | $1000 | |
| Executive | 0.75% | 0.75% | $1000 | |
| $10,000 - $24,999.99 | Founder | 0.50% | 0.50% | $1000 |
| Pro | 0.75% | 0.75% | $1000 | |
| Executive | 1.00% | 1.00% | $1000 | |
| $25,000 - $49,999.99 | Founder | 0.50% | 0.50% | $1000 |
| Pro | 0.75% | 0.75% | $1000 | |
| Executive | 1.00% | 1.00% | $1000 | |
| $50,000 - $99,999.99 | Founder | 0.50% | 0.50% | $1000 |
| Pro | 0.75% | 0.75% | $1000 | |
| Executive | 1.00% | 1.00% | $1000 | |
| $100,000 - $249,999.99 | Founder | 1.49% | 1.50% | $1000 |
| Pro | 1.74% | 1.75% | $1000 | |
| Executive | 1.98% | 2.00% | $1000 | |
| $250,000 - $499,999.99 | Founder | 1.98% | 2.00% | $1000 |
| Pro | 2.23% | 2.25% | $1000 | |
| Executive | 2.47% | 2.50% | $1000 | |
| $500,000 and above | Founder | 1.98% | 2.00% | $1000 |
| Pro | 2.23% | 2.25% | $1000 | |
| Executive | 2.47% | 2.50% | $1000 |
Business Accounts - Certificate Specials
APY - Annual Percentage Yield. Rate may change after account is opened. Dividends paid monthly based on daily balances.
Certificate Special: APY - Annual Percentage Yield. Rate accurate as of 06/15/2026. New money only. Financial Center First Credit Union Membership Required. Minimum $500 required to open. Penalties assessed for early withdrawal. Fees may reduce earnings. Rates subject to change. Federally Insured By NCUA.