Checking Accounts

Everyday money deserves an account that works for it.

Open a Checking Account
Checking Accounts

Everyday money deserves an account that works for it.

Open a Checking Account

Checking Accounts

Everyday money deserves an account that works for it.

Open a Checking Account

Checking should make daily life easier.

Money comes in. Bills go out. And plenty happens in between. Financial Center gives you Checking Account1 options built around how you actually manage your money.

Every Checking Account also comes with the tools you need to keep your money moving, including a Visa® Debit Card and Digital Banking.

Stress-Free Checking

Keep checking simple. No minimum balance, no monthly service fee, and no monthly transaction requirements – just an easy account that does what you need it to do.

Elevated Interest Checking

Put your daily balances to work. Earn a competitive rate on the money in your Checking Account while keeping it ready for spending.

Teen Checking

Start spending your way. Teen Checking gives ages 15–19 an account built for building positive habits, saving, and everything in between.

Stress-Free Checking
Elevated Interest Checking
Teen Checking
N/A
1.74%2
N/A
N/A
$0.00 with average daily balance above $5,000
N/A
4
4
4
N/A
N/A
15-19

Your money’s here. Why wait for payday?

Early Access comes with every Checking Account, giving you the potential to access eligible direct deposits as soon as they’re delivered to us.3 

  • No enrollment or activation required 
  • Available as a member benefit at no added cost 
  • Eligible ACH deposits may include payroll, tax refunds, government benefits, military pay, and pensions

Why Financial Center?

As your local credit union, we’re here to make money management a little easier – with options that fit real life and experts you can turn to when you need us.

Real people with real guidance
when you have a question or need a hand.
Competitive rates
across savings and lending products when you’re ready for what’s next.
Dedicated support
with our Financial Wellness Hub and one-on-one financial coaching.

Your financial playbook for real life.

Tools to support your success.

Create a Budget

A practical, workable budget is one of the most crucial tools in your financial wellness arsenal. Learn tips on where to start and how to be fluid with changing priorities.

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  1. APY – Annual Percentage Yield. $50 minimum deposit required for all checking accounts. Financial Center First Credit Union membership required. Paper statement fee may apply. Federally Insured by NCUA.

  2. APY - Annual Percentage Yield: Rates may change after account is opened. Minimum account opening deposit of $50 required. Rates and terms subject to change. Fees may reduce earnings.

  3. You may receive an ACH transaction early if you hold a checking, savings, or money market account with Financial Center First Credit Union. It is at the discretion of Financial Center to determine which transactions qualify and there is no guarantee that any payments will be processed early. Some types of direct deposit or ACH transactions are not eligible. Early Access is dependent on the timing of direct deposit submission by payer and fraud prevention restrictions.