Debit Card

Swipe, tap, and spend – anywhere, anytime.

Debit Card

Swipe, tap, and spend – anywhere, anytime.

Debit Card

Swipe, tap, and spend – anywhere, anytime.

A small card with big possibilities.

From the ice cream shop after the kids win the big game to the new couch that finally makes the living room feel complete, your Financial Center debit card is ready to pay for everyday expenses and life’s biggest goals alike. Keep it in your pocket – or in Apple, Google, or Samsung Wallet – and take it with you wherever the day leads.

Two cards. One easy choice.

Your debit card should feel like yours. Choose between our classic Financial Center Visa® Debit Card or show your Cardinal pride with a Ball State University Visa® Debit Card through our Ball State Financial division.

No matter which design you pick, you'll enjoy the same features and benefits with any Financial Center Checking Account, including Stress-Free Checking and Elevated Interest Checking.

Plus, when you open a Health Savings Account or Business Checking Account, you’ll get a unique card for those accounts, too.

Ready to go?

Ready to go? You can open a new Checking Account from your computer or phone in just a few minutes.

Your card's ready from day one.

However you open your account, we'll help you start using your new card as quickly as possible:

  • Opening online? You'll be able to see your debit information in digital banking with the option to add your card to Apple Pay®, Google Pay™, or Samsung Pay and start using it same-day.
  • Waiting on your card? Your physical debit card typically arrives within 7–10 business days and can be activated once it's delivered.
  • Want plastic right away? Visit the following branches to receive an instant-issued physical debit card:

Your cash isn't far away.

With thousands of ATMs in the credit union network around the world, it's easy to find a convenient place to withdraw cash. 

You’ll enjoy surcharge-free transactions anywhere you see the Alliance One logo at many credit unions and select Speedway, Walgreens, Kroger, Target, and CVS stores.

And if you can't find one nearby, we'll waive our fee on your first four out-of-network ATM withdrawals each month. The ATM owner may still charge a surcharge, but you won't pay Financial Center's foreign ATM fee.

Need to activate your card or update your PIN?

It's easy to do by phone anytime. Plus, you can always manage your card in Digital Banking, including setting alerts and turning it on or off.

Card Activation:
Set or Change Your PIN:

Financial Center waives it foreign ATM fee for the first four out-of-network ATM withdrawals each month. Additional out-of-network ATM withdrawals are subject to applicable fees. See the Service Fee Schedule for details. ATM owners may charge an additional surcharge.