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 ChampionHigh InterestDirect Interest Simply Free
DescriptionTiered interest and comprehensive identity theft protectionCompetitive rates for those who will keep at least a $1,500 balance

Earn dividends with the convenience of direct deposit or any automatic payment 

Free account for everyone
Earns DividendsTiered YesYesNo
IDProtect® ServiceYesNoNoNo
Non-FCFCU ATM Fee Credits/Month (does not include other institution's surcharge)Up to 5Up to 3Up to 3Up to 3
Printed Checks Free FCFCU CustomFree Box Annually (FCFCU Custom)Free Starter Pad of 100 (FCFCU Custom)Free Starter Pad of 100 (FCFCU Custom)
Minimum Opening Deposit$50$50$50$50
Minimum Monthly Balance Required $0$1,500$0$0
Monthly Service Fee $3.95$10 if below, $1,500FreeFree

All checking accounts include:

  • Free debit card
  • Free online banking with bill pay
  • Free mobile banking and mobile deposit 
  • Free eStatements with online check images
  • Free thank you gift*
  • Buy back of your unused checks and debit cards from another financial institution**
*Free gift will be reported for tax purposes. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.
**$2 per pad of unused checks and $2 per debit card up to a maximum of $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Reward will be reported for tax purposes.
*Business, trust, guardianship, and estate checking accounts are not eligible.


Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI