Print Share

Daily Banking

Compare Checking Accounts

  Champion High Interest Direct Interest  Simply Free
Description Tiered interest and comprehensive identity theft protection Competitive rates for those who will keep at least a $1,500 balance

Earn dividends with the convenience of direct deposit or any automatic payment 

Free account for everyone
Earns Dividends Tiered  Yes Yes No
IDProtect® Service Yes No No No
Non-FCFCU ATM Fee Credits/Month (does not include other institution's surcharge) Up to 5 Up to 3 Up to 3 Up to 3
Printed Checks  Free FCFCU Custom Free Box Annually (FCFCU Custom) Free Starter Pad of 100 (FCFCU Custom) Free Starter Pad of 100 (FCFCU Custom)
Minimum Opening Deposit $50 $50 $50 $50
Minimum Monthly Balance Required  $0 $1,500 $0 $0
Monthly Service Fee  $3.95 $10 if below, $1,500 Free Free

All checking accounts include:

  • Free debit card
  • Free online banking with bill pay
  • Free mobile banking and mobile deposit 
  • Free eStatements with online check images
  • Free thank you gift*
  • Buy back of your unused checks and debit cards from another financial institution**
*Free gift will be reported for tax purposes. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.
 
**$2 per pad of unused checks and $2 per debit card up to a maximum of $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Reward will be reported for tax purposes.
 
*Business, trust, guardianship, and estate checking accounts are not eligible.

Join Financial Center     Current Rates

Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI