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Earn 1.25% APY each qualification cycle by doing each of the following:

  • Have at least 12 CheckCard (debit card) transactions post and clear per qualification cycle.
  • Have at least one ACH Direct Deposit or Direct Debit post and clear per qualification cycle.
  • Accept online E-Statement delivery.

No monthly fee.

No minimum balance to collect dividends.

Free online banking and BillPayer.

Free VISA CheckCard.

Unlimited free FCFCU ATM transactions.

Up to $15 per month in free foreign ATM transactions.

Current Reward Checking rates

Learn more and apply for your Reward Checking account.

Become a Member

It's easier than you might think. If you live, work, worship, or attend school in Central Indiana, you and your immediate family are eligible for Financial Center membership.