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Personal Finance

Overdraft Protection

Just in Case Credit.


FlexLine is a flexible line of credit that offers you protection and convenience when you need it the most. There are times when accidents happen and you fail to record a check, an ATM withdrawal, or make a mathematical error. With FlexLine, you can keep an embarrasing situation from becoming a costly mistake and protects you from incurring fees if you accidentally overdraw your account. We'll transfer from your FlexLIne loan in $25 increments.


Overdraft Protection and Overdraft Fees

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

1. We have standard overdraft practices that come with your account.

2. We also offer overdraft protection plans, such as a link to a savings account, which may be less expensive than our standard overdraft practices.

Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI