Step 1: Log in to ONLINE BANKING and click on the "Goals" tab in The Hub and click "Add a Goal".
Then choose the type of goal you want to create - Savings or Debt Reduction. Keep it SMART (Specific, Measurable, Achievable, Realistic, and Time-based). The great thing about The Hub is that its goal-setting tool automatically guides you.
Step 2: Set amount and account.
The Hub asks you to link your goal to an account. If one of your goals is to reduce debt, be sure you have added the account to The Hub to make the goal realistic.
Step 3: Select completion and notification method.
Choose a goal completion date. Then, The Hub will calculate how much you need to save/pay each month to achieve your goal. Or, specify how much you can apply to your goal each month and The Hub will estimate the date you will achieve your goal.
Step 4: Set where and how you want to be kept informed of your progress.
A great way to stay connected with your goal is through automatic notifications. Putting the goal on your dashboard can also help keep the goal top of mind.
Step 5: Confirm the goal.
The Hub will show you a Goal Summary complete with current status and estimated completion date. Click the green Create goal button and you are on your way to achieving a real financial goal in 2014!