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Personal Financing

Glossary of terms

Making Sense of Dollars and Cents.

It's hard to make sense of the difference between APR and APY. Below is a simple guide to some common financial terms. 

 

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  • Term of a Share Certificate

    The period of time from when a share certificate begins and when it matures.
    Short-term - Usually a period of less than one year.
    Long-term - Usually a period of one year or greater.

  • Title

    A legal document that gives the right to possess or control specific property.

  • Trust

    An entity created for the purpose of protecting and conserving assets for the benefit of a third party (also called the beneficiary).

Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI