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Loans & Credit Cards

First Mortgage

A better experience from start to close.

Financial Center offers one of the best mortgage programs on the market today. You’ll benefit from our competitive rates, minimum documentation programs, diversified product menu, and prompt turnaround time.

Conventional Fixed-Rate

A fixed-rate mortgage loan provides you with the security of a monthly principal and payment that never increases because the interest rate never changes during the term of the loan.

Adjustable-Rate Loans

Do you want the advantages of a low interest rate? If so, an Adjustable Rate Mortgage (ARM) may be the right choice for you. With an ARM, the interest rate changes at predetermined intervals based upon an index, which reflects the current money market rate. The change in interest rate will also change your monthly payment. To minimize interest rate increases, ARM loans offer the protection of Annual and Lifetime Caps.

Pre-Approval

Financial Center’s Headstart Program provides you with a conditional loan approval prior to house hunting. Knowing what you have been approved for (prior to house hunting) will save you time in the selection process. We simply verify your financial information and provide you with a firm loan commitment in writing. Once you select your home and sign the purchase agreement, we will order the appraisal, expediting your loan process for a quicker closing.

   

Disclaimer

Real Estate secured loans for Indiana Residents only.

 

Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI