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Personal Finance

Checking Accounts

Find the Right Checking Account.

  Champion Checking*
Your New Account as of August 1
Essential Checking Empower Checking
Earns Competitive Tiered Dividend Rates on Average Daily Balance of $1,000 or More

Yes

No No
IDProtect® Service Yes No No

Non-FCFCU ATM Fee Credits/Month (does not include other institution's surcharge)

5 3 3
Printed Checks Free annual order of FCFCU custom checks Competitive pricing Competitive pricing
Minimum Initial Deposit $100 $100 $20
Minimum Balance Requirement $0 $0 $0
Monthly Service Fee $5.95 $2.00 $10.00
eStatement Fee Credit
- $1.00/month - $1.00/month - $1.00/month
Direct Deposit to Checking Fee Credit ($500 or more monthly)
- $1.00/month - $1.00/month - $1.00/month
Under 25 or 65+
No Other Requirements to Earn $2 Fee Credit No Other Requirements to Earn $2 Fee Credit No Other Requirements to Earn $2 Fee Credit
All Financial Center Checking Accounts Include:
  • Free eStatements
  • Free Mobile Banking with Mobile Check Deposit
  • Free Moneyline
  • Free Online Banking with BillPayer, eLerts, and More
  • Free FCFCU ATM Transactions
  • Free VISA® Debit Card

*Business, trust, guardianship, and estate checking accounts are not eligible.

   

Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI