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Improving Your Financial Life

Blog > 2009 > April > Spend Less than you Earn
April 03, 2009

Spend Less than you Earn

There is no shortage of advice out there on how to handle your personal finances and the best ways to get rich quick. A search on Amazon reveals 4,670 books on the topic. The truth is that there is no legitimate get rich quick scheme that actually will make you more wealthy. The only way to guarantee that you become rich is to spend less than you earn.

One of my favorite blogs is Get Rich Slowly, and I found this post from 2006 that is still relevant today.

As long as your earnings are greater than your expenses, you will continue to accumulate wealth. Most of this equation is up to you. You are responsible for earning money with your job and you are responsible for monitoring your non-essential expenses. You can also be responsible with where you choose to keep the money you're saving so that it helps you keep more of what you earn.

Credit unions pride themselves on doing just that. We promise to help you keep more of your money. We typically offer lower rates on loans and higher rates on deposits - along with less expensive fees. 
 
At Financial Center, we work hard to ensure that we deliver on that promise. We currently have a checking account that pays the highest rate available in the Indianapolis. We also have competitive loan rates on a wide variety of products including auto loans, mortgages, and home equity loans. 

Join Financial Center today, and start working on that get rich quick scheme. We'll be there for you no matter how long it takes.
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