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Improving Your Financial Life

Blog > 2009 > January > Common Ways ID Theft Happens
January 21, 2009

Common Ways ID Theft Happens

Continuing with our series on how you can best avoid identity theft, here are some common ways that ID theft can occur.

Dumpster Diving
Skilled identity thieves may rummage through trash looking for bills or other paper with your personal information on it.

Skimming
Identity thieves may steal your credit/debit card numbers by using a special storage device when processing your card.

Phishing
Identity thieves pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information.

Changing Your Address
They divert your billing statements to another location by completing a change of address form.

Old Fashioned Stealing
Identity thieves steal wallets and purses, mail, including banking statements and credit card statements; pre-approved credit card offers; and new checks or tax information. They steal personnel records from employers or bribe employees who have access.

Even with all these methods, your knowledge is still the best defense against identity theft. Keep reading our blog and visit our website at www.fcfcu.com for tips on how to keep your identity safe.

Source: www.ftc.gov/idtheft
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