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  Savings & Money Market Rates
 
Dividends Declared Monthly - by the Board of Directors

For the month of October 2008
Current Dividend Rates as of November 21, 2008

 
Share Savings
 
AccountRateAPY*
Share Savings0.25%0.25%
 
*APY - Anual Percentage Yield
Minimum balance to open is $100
Minimum balance to collect interest is $100
 
 
Student Savings
 
AccountRateAPY*
Student Savings0.25%0.25%
 
*APY - Anual Percentage Yield
Minimum balance to open is $5
Minimum balance to collect interest is $100
 
 
Special Savings
 
AccountRateAPY*
Special Savings0.10%0.10%
 
* APY - Annual Percentage Yield
Minimum balance to open is $20
Minimum balance to collect interest is $100
 
 
IRA Shares
 
AccountRateAPY*
IRA Shares1.00%1.00%
 
* APY - Annual Percentage Yield
Minimum balance to open is $100
Minimum balance to collect interest is $100
 
 
Health Savings Account
 
AccountRateAPY*
Health Savings Account0.40%0.40%
 
* APY - Annual Percentage Yield
Minimum balance to open is $100
Minimum balance to collect interest is $100
 
 
Members' Choice Club
 
AccountRateAPY*
Members' Choice Club0.10%0.10%
 
* APY - Annual Percentage Yield
Minimum balance to open is $20
Minimum balance to collect interest is $100
$20 early withdrawal penalty for each withdrawal prior to maturity
 
 
Money Market
 
Balance RateAPY*
$0.00 - $999.990.25%0.25%
>$1,000.000.75%0.75%
 
*APY - Annual Percentage Yield
Minimum balance to open is $1,000
Minimum balance to collect interest is $0
Dividend rate is subject to change weekly
Dividends paid monthy based on daily balances
 
 
Premium Money Market
 
Balance RateAPY*
$0.00 - $9,999.990.25%0.25%
>$10,000.001.00%1.00%
 
*APY - Annual Percentage Yield
Minimum balance to open is $10,000
Minimum balance to collect interest is $0
Dividend rate is subject to change weekly
Dividends paid monthy based on daily balances
 
 
Prestige Money Market
 
Balance RateAPY*
$0.00 - $49,999.990.25%0.25%
>$50,000.001.39%1.40%
 
*APY - Annual Percentage Yield
Minimum balance to open is $50,000
Minimum balance to collect interest is $0
Dividend rate is subject to change weekly
Dividends paid monthly based on daily balances
 
 
Premier Money Market
 
Balance RateAPY*
$0.00 - $99,999.990.25%0.25%
>$100,000.001.59%1.60%
 
*APY - Annual Percentage Yield
Minimum balance to open is $100,000
Minimum balance to collect interest is $0
Dividend rate is subject to change weekly
Dividends paid monthly based on daily balances
 
 

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