Share Certificates

• Dividends paid monthly or compounded monthly
• Terms from 91 days to 60 months
• Competitive tiered rates
• $500 minimum deposit

• See Truth In Savings - Share Certificates for additional information

IRA Share Certificates
IRA accounts available for Roth, Coverdell Education Savings Account (ESA), and Traditional

• No annual maintenance charge
• Dividends paid monthly or compounded monthly
• Terms from 91 days to 60 months
• Competitive tiered rates
• $500 minimum deposit

• See Truth In Savings - Share Certificates for additional information

HSA Share Certificates

• No annual maintenance charge
• Dividends paid monthly or compounded monthly
• Terms from 91 days to 60 months
• Competitive tiered rates
• $500 minimum deposit

• See Truth In Savings - Share Certificates for additional information

AddSmart Certificates

• Share Certificate with a specific term. You may choose to increase your rate once a year, between January 1 and April 15, if $1,000 or more is added to the balance.

FlexSmart Certificates

• Share Certificate with a specific term and rate structure. Choose to increase your rate once during the life of the certificate if $5,000 or more is added to the balance.