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  Savings Products
 

Financial Center has a wide variety of savings products to meet your individual investment needs. Current rate information is available for Share and Share Certificates. Fees may reduce earnings. See Truth in Savings and Fee Schedule for more information.

Savings Options

Savings Student Savings Special Savings Members' Choice Club Accounts
Program Requirements N/A Must be under the age of 18 or a full-time student age 23 or younger Requires deposit of $100 within 60 days of account opening Requires deposit of $20 within 60 days of account opening
Monthly Fee $3
(waived with Direct Deposit or $100 average daily balance or $500 account relationship)
$3
(waived if under 18 or a full-time student age 23 or younger)
$3
(waived with $500 account relationship)
$3
(waived with $100 minimum balance or $500 account relationship)
Minimum Balance to Collect Dividends $100 $100 $100 $100
Free Unlimited ATM Transactions Yes Yes Deposits Only Deposits Only
Free Online Account Access Yes Yes Yes Yes

Money Market Premium Money Market Prestige Money Market Premier Money Market
Program Requirements Requires $1,000 minimum balance Requires $10,000 minimum balance Requires $50,000 minimum balance Requires $100,000 minimum balance
Monthly Fee $15
(waived with $1,000 account relationship)
$15
(waived with $10,000 account relationship)
$15
(waived with $50,000 account relationship)
$15
(waived with $100,000 account relationship)
Minimum Balance to Collect Dividends $0 $0 $0 $0
Free Unlimited ATM Transactions Yes Yes Yes Yes
Free Online Account Access Yes Yes Yes Yes

HSA Savings HSA Money Market HSA Premium Money Market HSA Share Certificates
Program Requirements N/A Requires $1,000 minimum balance.
IRS restrictions apply
Requires $10,000 minimum balance.
IRS restrictions apply
Requires $500 minimum balance
Monthly Fee N/A N/A N/A N/A
Minimum Balance to Collect Dividends $100 $0 $0 $500
Free Unlimited ATM Transactions Yes Yes Yes N/A
Free Online Account Access Yes Yes Yes Yes

IRA Savings Share Certificates IRA Share Certificates
Program Requirements Requires $100 opening balance or payroll deduction of $20 per month.
IRS restrictions apply
Requires $500 minimum balance Requires $500 minimum balance.
IRS restrictions apply
Monthly Fee N/A N/A N/A
Minimum Balance to Collect Dividends $100 $500 $500
Free Unlimited ATM Transactions N/A N/A N/A
Free Online Account Access Yes Yes Yes

*Applies only at Financial Center ATMs, Indiana credit unions on the STAR ATM network, or Alliance One ATMs. Financial Center not responsible for surcharges.

HSA: Health Savings Account

 

Copyright ©2008 Finance Center Federal Credit Union (Financial Center). All rights reserved.