FlexLine from Financial Center is a flexible line of credit that offers you protection, convenience and privacy.
Line of credit
Access your FlexLine whenever you need it, or let it automatically serve as your overdraft account. If there is ever an overdraft, we will transfer from your FlexLine loan in $25 increments. A service charge will be assessed for the transfer.
Rates
Rates are based on the national prime rate. Click for current consumer rates.
Protection
There are times when accidents happen and you fail to record a check, an ATM withdrawal, a counter withdrawal, or you make a mathematical error. With FlexLine, you can keep an embarrassing situation from becoming a costly mistake. FlexLine gives you the peace of mind and protection to avoid NSF fees.
Convenience
Use your line of credit for major purchases, expenses or overdraft protection. Once approved, there is no need to re-apply for subsequent advances.
Privacy
It's completely private. FlexLine waits quietly until you put it to work. You may never need to access your line of credit, but it's reassuring to know it's there when you need it. How and when you use your line of credit is up to you.
Easy Payment
Your FlexLine loan payment can be made as easily as picking up the phone or turning on your computer. Use MoneyLine (Bank by Phone) or online financial services to transfer your payment from your savings or checking account. Your payment can also be made by payroll deduction. You may either pay your entire balance or pay it back over time. Your monthly statement will reflect all transfers and payments.
Insurance
Credit Life and Disability Insurance is available for you and your family's protection. Your loan officer can explain this low-cost benefit.
Getting Started
Applying is quick and easy:
- Online
- Speak with a loan officer
317.916.7700 or 800.47.FCFCU
- Loan by Phone:
317.916.7700 or 800.47.FCFCU; select option 2, then option 1
- Visit any Center location
Use the way most convenient for you. We will get you an answer quickly and you will be on your way.