Financial Center's checking account structure is designed to meet your needs or lifestyle. See Truth in Savings and Fee Schedule for more information.
Anytime Adviser
This interactive guide coaches you in managing your checking account. Have questions about checking accounts and how they work? Click on the Checking Account Coach icon for more information.
Checking Options
| Program Requirements |
None |
Requires $1,000 average daily balance |
Direct deposit or ACH debit, 12 or more Financial Center Visa CheckCard transactions, enroll and receive e-statements |
12 or more Financial Center Visa CheckCard transactions, enroll and receive e-statements, and access Financial Center Online |
| Monthly Fee |
None |
$7
(waived with $1,000 average daily balance or fee discounted to $5 with Direct Deposit) |
None |
None |
| Minimum Balance to Collect Dividends |
N/A |
No Minimum |
No Minimum |
N/A |
| BillPayer Monthly Fee |
No Charge |
No Charge |
No Charge |
No Charge |
| Free Online Account Access |
Yes |
Yes |
Yes |
Yes |
| Free Visa CheckCard |
Yes |
Yes |
Yes |
Yes |
| Free Unlimited ATM Transactions* |
Yes |
Yes |
Yes |
Yes |
| # Free Foreign ATM Transactions/Month |
3 |
3 |
Unlimited** |
Up to $25*** |
HSA Checking Options
| Program Requirements |
None |
Requires $1,000 opening
balance |
| Monthly Fee |
None |
None |
| Minimum Balance to Collect Dividends |
N/A |
$0 |
| BillPayer Monthly Fee |
No Charge |
No Charge |
| Free Online Account Access |
Yes |
Yes |
| Free Visa CheckCard |
Yes |
Yes |
| Free Unlimited ATM Transactions* |
Yes |
Yes |
| # Free Foreign ATM Transactions/Month |
Unlimited |
Unlimited |
*Applies only at Financial Center ATMs, Indiana credit unions on the STAR® ATM network, or Alliance One ATMs. Financial Center not responsible for surcharges.
** Nationwide ATM fee refunds monthly if requirements are met.
***Nationwide ATM fee refunds up to $25 monthly if requirements met.